The Importance Of Excel In The Workplace

Excel is perhaps the most important computer software program used in the workplace today. That’s why so many workers and prospective employees are required to learn Excel in order to enter or remain in the workplace.

From the viewpoint of the employer, particularly those in the field of information systems, the use of Excel as an end-user computing tool is essential. Not only are many business professionals using Excel to perform everyday functional tasks in the workplace, an increasing number of employers rely on Excel for decision support.

In general, Excel dominates the spreadsheet product industry with a market share estimated at 90 percent. Excel 2007 has the capacity for spreadsheets of up to a million rows by 16,000 columns, enabling the user to import and work with massive amounts of data and achieve faster calculation performance than ever before.

Outside the workplace, Excel is in broad use for everyday problem solving.

Let’s say you have a home office. You can use Excel to calculate sales tax on a purchase, calculate the cost of a trip by car, create a temperature converter, calculate the price of pizza per square inch and do analysis of inputted data. You can track your debt, income and assets, determine your debt to income ratio, calculate your net worth, and use this information to prepare for the process of applying for a mortgage on a new house. The personal uses for Excel are almost as endless as the business uses for this software – and an Excel tutorial delves into the practical uses of the program for personal and business use.

The use of spreadsheets on computers is not new. Spreadsheets, in electronic form, have been in existence since before the introduction of the personal computer. Forerunners to Excel and Lotus 1-2-3 were packages such as VisiCalc, developed and modeled on the accountant’s financial ledger. Since 1987, spreadsheet programs have been impacting the business world. Along the way, computerized spreadsheets have become a pervasive and increasingly effective tool for comparative data analysis throughout the world.

Today, end users employ Excel to create and modify spreadsheets as well as to author web pages with links and complex formatting specifications. They create macros and scripts. While some of these programs are small, one-shot calculations, many are much more critical and affect significant financial decisions and business transactions.

Widely used by businesses, service agencies, volunteer groups, private sector organizations, scientists, students, educators, trainers, researchers, journalists, accountants and others, Microsoft Excel has become a staple of end users and business professionals.

The beauty of Excel is that it can be used as a receiver of workplace or business data, or as a calculator, a decision support tool, a data converter or even a display spreadsheet for information interpretation. Excel can create a chart or graph, operate in conjunction with Mail Merge functions, import data from the Internet, create a concept map and sequentially rank information by importance.

Excel offers new data analysis and visualization tools that assist in analyzing information, spotting trends and accessing information more easily than in the past. Using conditional formatting with rich data display schemes, you can evaluate and illustrate important trends and highlight exceptions with colored gradients, data bars and icons.

Indeed, Excel can be customized to perform such a wide variety of functions that many businesses can’t operate without it. Excel training has become mandatory in many workplaces; in fact, computer software training is a must for any workplace trying to keep up with the times.

Let’s say you’re an employer with 97 workers, 17 of whom called in sick today, and you want to know the percentage represented by absentees. Excel can do that. You can learn Excel and use it to determine the ratio of male to female employees, the percentage of minorities on the payroll, and the ranking of each worker by compensation package amount, including the percentages of that package according to pay and benefits. You can use Excel to keep track of production by department, information that may assist you in future development plans. You can create additional spreadsheets to track data on vendors and customers while maintaining an ongoing inventory of product stock.

Let’s say you want to know your business production versus cost. You don’t have to be a math wiz – you just have to learn Excel. Excel allows you to input all of the data, analyze it, sort it according to your customized format, and display the results with color, shading, backgrounds, icons and other gimmicks that offer time-saving assistance in later locating precisely the information desired. If this spreadsheet is for presentation purposes, Excel helps you put it together in such a visually appealing way that the data may seem to pop and sparkle.

The single most important thing an employer may do is learn Excel – it is one of the most essential tools of the workplace.

Excel and Microsoft are trademarks of Microsoft Corporation, registered in the U.S. and other countries. Lotus is a registered trademark of International Business Machines Corporation in the U.S. and/or other countries.

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7 Top Reasons Why You Need to Upgrade the Memory For Your Computer

Are you dissatisfied with the way your computer works at a snail's pace? Do you have trouble running multiple programs at a time in a multitasking Operating System like Windows? Does it take ages for your computer to run programs? Can you take a coffee break while your computer opens an icon that you double-clicked? Do games and other resource-intensive programs frequently crash on your computer? If your answer to all these questions is a YES, then you need to think about upgrading your computer.

Upgrading your computer is not a joke, as random upgrades can be quite expensive. A processor upgrade frequently involves upgrading several other components to keep in pace with changes in technology and could be one of the most expensive options. Upgrading other components like graphics card or sound card alone is also not the optimal solution as performance improvement is limited to these areas alone.

Here are some reasons why it makes sense to upgrade the memory in your computer:

1. Cost-Performance Benefit – The upgrade cost versus performance boost ratio is greatest for a memory upgrade as compared to other component upgrades.

2. Programs Run Faster – The availability of RAM can speed up programs and save significant time hitherto wasted while waiting for a response from the computer.

3. Better Multitasking – Multitasking environments like Windows highly heavily on memory to function and increasing memory can provide better performance especially with concurrent running programs.

4. Enhanced Entertainment – Gaming and streaming media applications can benefit tremendously in both performance and speed by a memory upgrade.

5. Advanced Hardware and Software – With increase in memory capacity by upgrading, newer hardware and software components that went hitherto unused due to less memory can now be used.

6. Delay Costlier Upgrades – Memory upgrades to improve performance can defer other upgrades like processor upgrade that necessitate greater expenditure through a major revamp of the computer.

7. Improvement in Data Access Speed ​​- Greater amount of RAM can improve the speed at which the processor does data access and significantly increase the speed of execution.

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Surviving Missing Futon Frame Hardware Nightmares

There seems to be quite a few of us who have owned a futon frame and ended up losing the connecting hardware at one time or another. I myself bought a futon from the retail store I worked in for a number of years back in the early 1990s when futons were all the rage. Maybe you purchased your futon in college, purchased it from a friend or maybe made the purchase for a family room. If you're lucky to live out your life in the same house or apartment there will never be a need to move your futon except except to a different room or location. Obtaining replacement futon frame hardware involves several steps approached in order to locate exactly what you need.

In the first place do not panic just yet. Without the hardware to attach everything back together you're in some serious trouble. However there are ways to obtain what you need. At this point we could explain the many benefits of using a small bag to contain the hardware and attach it to a part of the frame with heavy packing tape so it's easily found. Who am I kidding though? I've moved mine now about three times and each time I ended up missing a bolt, a barrel nut, a nylon roller here and there. Heck, I was lucky I had all the wood components show up at each new move let alone any hardware that happened to make it as well. Besides, is not moving your home stressful enough without having to keep track of a small bag of metal hardware among a sea of ​​furniture, clothing, dishes, toys and appliances?

Pursuing this further we must calmly step back and think for a moment. Yes, we're stressed out and fuming at either our spouse or the moving company for losing the futon hardware but we need to move past that now. To be sure the futon needs our help and we're the only ones who can do it at this point. It's time for us to go through the steps of obtaining replacement hardware and there is a specific order in which we do this to obtain the fastest results. I would suggest the following steps to start tracking down replacement hardware as soon as possible.

First – identify your futon frame.
Having worked retail, it's quite possibly the toughest situation when a customer comes into the store requiring assistance but can not identify the product to the salesperson or service individual when requesting parts. Granted you're going to have to do a little research by pulling your receipt when you bought the futon from the store and identify the model or name of the futon. If you inherited the futon, found it by the side of the road or bought it at a garage sale you're in for a tough road ahead. Fear not however as the internet can be used to help you find the design and attach a name to it for use in tracking down hardware. Be aware that there are dozens of manufacturers out there using different hardware in their frames including many that have since closed their doors. Hopefully the manufacturer of your frame is still around.

Second – speak to the retailer.
Of course if you purchased your futon frame through a local retail store it's time to head down there and see if they can track down the hardware for your frame. Bring your receipt. If you do not have a receipt, then bring an image of the futon frame with you. Hopefully the salesperson or service representative is knowledgeable about the products that they've carried in the past. Best case scenario, they either can provide you with the name of the manufacturer with contact information or have the parts on hand to get you back up and running. Worst case scenario the store you purchased it is out of business or if the store is still around they have no clue about the product anymore.

Third – search online.
Supposing we've hit the worse case scenario it's time to use the web to search for the manufacturer or the name of the style of futon you have. I'd suggest using Google, Bing or Yahoo and use the name adding the word futon to the search. If you were not able to locate a name you're going to have to become a very good spotter and sift through the many images of futon frames till you find one that is very close to what you have. Identify the name of the style and the manufacturer and then proceed to locate the manufacturer of the futon frame.

Fourth – speak to the manufacturer.
Assuming the retailer did not have parts but could identify the manufacturer for you then at least have something to go on. Perhaps you were able to locate your frame style through the search engines. Again, search online using the websites previously discussed using the name of the manufacturer. You'll likely get some online retail stores off of the search. Filter them out visually until you find a link for the manufacturer. Most do have websites, locate a contact phone number or email address and contact them for information on obtaining hardware. If you're unable to locate the manufacturer's website go ahead and contact one of the many futon stores that pop-up in the search results and email them with your issue and ask if they can either sell you hardware or point you in the right direction For finding the manufacturer in hopes of tracking down hardware.

Finally – the last resort.
If you were unable to determine the name of the futon frame or the name of the manufacturer you are indeed in a tight spot. At this point your options are limited to heading down to a hardware store and seeing if you can locate some generic parts that might get you back up and running. The problem will be in the way of connecting bolts and barrel nuts and getting the right lengths if available. I would suggest taking one of the wood arms and a stretcher rail with you to the store. Begin plugging in different bolts and nuts till you find a combination that connects correctly. You'll also need to track down connecting pins, washers and clips for the seat and back section as well as the four nylon rollers that most futon frames use on the back rest. If you're lucky these may still be attached to the backrest deck making your job a bit easier.

In conclusion we've discussed the issues presented with lost futon hardware and how to go about tracking down the hardware you need. Basically identify your frame through a receipt or spotting it online. Visit the retailer store you purchased it from and obtain parts through them if they are still open. If you purchased it privately or inherited the frame track down the manufacturer using a search engine of your choice and speak to them about ordering replacements. If you are not able to locate the manufacturer but have found stores online contact one of them to see if they can sell you hardware. If all else fails visit the local hardware store with your wood futon sections in hand and begin trying bolts and nuts till you find some that work. I sincerely hope you're able to obtain the needed hardware to get your futon frame back up and running. I wish you the best of luck to you and your futon.

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Strengths and Weaknesses of Waterfall Approach for Software Development

One of the most famous and widely used approaches for software development is the waterfall model. Waterfall approach is an old technique that has been in use for quite some time, but in modern times agile approach is gaining prominence.

Waterfall approach, as is evident from the name, refers to a systematic approach where one step comes after the other. It cannot go the other way round. The process works like the waterfall effect that flows in one direction, which is from up to down.

In this process the life cycle of the development process is predetermined. All the steps are defined before the start of the project. The approach is predictive, where the team is well aware of the order of each step and therefore works accordingly. It starts from the requirement analysis, the design phase and then proceeds on to the implementation, testing and the maintenance phases.

The waterfall approach can be quite beneficial for those who are quite clear on their requirements. A planned approach works for them because they want fixed processes and budget. Where fixed processes are beneficial, at the same time they can be inconvenient at times. In cases where the client is not clear on the requirements and finds in the middle of the project that he/she wants to change course, this approach can prove to be quite problematic.

Another point of the waterfall approach is that the requirement analysis and design of architectural structure can consume a lot of time. Extensive research is done initially as the next phases depend completely on the planning strategy. However, the good thing is that everything is thoroughly worked out and each aspect is studied beforehand. The developers in such cases know what is expected of them.

A waterfall approach works in a systematic order, with one step following the other and the testing phase comes in the end. If there are any big problems encountered in the testing phase, it means a long process to make the amends. The process can consume extra time and money.

We cannot conclude that one approach is better than the other, as every method would have its own strengths and weaknesses. The determination of success for each method depends on how it is being used and whether the approach suits the scope of work being undertaken. While one approach may be suitable for a particular project, it might become totally useless under different circumstances. For example, some believe that agile methods are not well suited for offshore development, as they require a closer contact and communication that is not possible in an offshore project.

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Computer Viruses Problems and Solutions

We all are now aware with the term Computer Viruses

Let’s understand this simple definition: Computer Viruses can be considered as small software application which tends to take control over computer operation. The computer virus may delete contents from the hard disk and even take a ride on e-mail programs to become pandemic. Computer viruses be in various formats like in form of images, audio or video files. They may spread while downloading files from the Internet. Sometimes they may be purchased along with the pirated software too.

Let’s concentrate on symptoms of Viruses

There can be difficulty in accessing any disk or drive. The system might be running slow. Sometimes it may freeze. You may see distorted menus and dialog boxes. Any program may disappear on its own without any action. Sometimes you may see some new icons on the desktop. Application will not be running smooth. You may get error of any system file missing. Your windows may restart automatically sometimes. If you see this kind of symptoms on your system, then install any latest version of anti virus which you think compatible with the Operating System you have. Scan your system for the Computer Viruses. Even in severe condition you may need to format your system completely.

Let’s see what we can do to remove a Virus

You need to apply a Computer Viruses removal tools for the purpose. Sometimes you may find specific problems which are associated with some unwanted software programs which carries Computer Viruses You may get those viruses again in your system after uninstalling those programs. So you should be very much smart while choosing for the Tools for Computer Viruses removal.

To remove virus, follow these steps

1. Visit the Microsoft website to get latest updates from Microsoft Updates.

2. Perform regular scanning of your system with any updated Anti- Virus.

3. Download, install, and then run the Microsoft Malicious Software Removal Tool to remove Computer Viruses the system.

Preventive measure for Computer Virus

Its highly recommended you to keep your Operating systems updated. If you are not online don’t forget to check for Windows updates frequently. This is important because the Virus creator always tries to make use of any void in your Operating System to install their software Computer Viruses. If you are online user then make sure that your web browser is also an updated one. Try to use the most compatible and latest of the Web browser may be from any one like IE, Firefox, Opera or anyone else, because the Virus writer always tries to find mistakes in your browser.

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Best Windows 7 Optimizer That Can Stabilize and Improve Your Computer Performance

A system optimizer is a software designed to maintain the performance of your computer, fix software related problems and keep your computer stable and secure. The need of a system optimizer software in Microsoft Windows7 operating system is high. This is because Windows 7 itself is unable to maintain all the mentioned aspects without the help of third-party products.

We are going to learn what exactly Windows 7 optimizer software is.

The best Windows 7 optimizer software shall include all the following features:

1. Registry Cleaner to fix the registry related issues

2. System Cleaner to clean unnecessary stuff and free-up the disk space

3. Registry Defragmenter to defrag the system registry

4. Startup Manager to control the programs running when you turn on your computer

5. Backup & Restore feature to restore unfavourable registry changes

“Registry Cleaner” to Fix the Registry Related Issues

Windows Registry is a vital component in Microsoft Windows 7. It contains information stored by your operating system and installed software. For example, the default settings, changes you made to your computer, system information, runtime data, etc. are stored.

Registry Cleaner is a software that finds the junk entries in the registry, and repairs them as far as possible. Unfortunately, Windows 7 does not include a built-in registry cleaner. The registry cleaner software included in the best Windows 7 optimizer lets you scan the genuine registry problems and correct them. It thereby helps avoiding many runtime errors and problems, such as, File Not Found, etc.

“System Cleaner” to Clean Unnecessary Stuff and Free-Up the Disk Space

A System Cleaner software lets you find the files and stuff that have unnecessarily occupied the hard disk space.

The tasks, like installing a program, uninstalling, repairing or updating the existing programs, and even just running the installed programs many times create temporary files, log files that need not be kept after the corresponding operation is performed. Sadly, many programs do not itself delete such files and stuff and thus your hard disk space is used for such unproductive stuff. Using a system cleaner software included in best Windows 7 optimizer, you can easily and safely delete such temporary stuff.

“Registry Defragmenter” to Defrag the System Registry

You know the importance of the registry in Windows 7 operating system, as already discussed. The continuous access of a number of programs to the registry results in its fragmentation. It reduces the system performance and freezes your computer.

The best Windows 7 optimizer software includes a registry defragmenter that enables analyzing the registry fragmentation and afterwards defrags it. A reboot is required to perform this process and all other running programs and services must be terminated.

“Startup Manager” to Control the Programs when you Turn on your Computer

Running too many programs at the Windows startup, results in system freezing and slow performance. A Startup Manager, included in best Windows 7 optimizer, lets you monitor and control the programs that run each time your computer is started. It lets you disable or delete the unwanted program entries and enable only those who are necessary.

Backup & Restore Feature to Restore the Unfavourable Registry

While doing all the above steps, care must be taken that you have followed some precautionary measures first, so that any unfavourable registry change can be later restored and unwilling situations can be easily avoided. The best Windows 7 optimizer should include such a feature.

Best Windows 7 Optimizer Recommended by Worldwide Experts

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Advantages and Disadvantages of Professional Shopping Cart Software

Advantages & Disadvantages of professional shopping cart software As e-Commerce is becoming a regular technique in the business industry it appears that more and more software development firms are developing professional shopping cart software to be released in the market. There is currently a huge range of free shopping cart software that has been released, and it seems that most e-Commerce website owners prefer these free systems over paid for professional shopping cart software. In this article we are going to look at the advantages and disadvantages of professional shopping cart software.


• Even though you will have to pay for the solution, you get a cart package that has been fully developed, tested and used in the real working world by other e-Commerce websites. If the solution is used by a popular website service then the chances are it has been under more than enough testing to be deemed ready for use.

• Professional shopping cart software will be supported by the people who developed it. A lot of free solutions out there are simply developed and then discontinued as the freelance developers move onto their next project. Support is essential if you are going to want upgrades as mentioned in our next point.

• As the system is supported, the development team are likely to fix any bugs that may occur and provide patches and security fixes. This means the shopping cart software will only get better as time goes on and furthermore improve your e-Commerce website.

• Your site is likely to be more secure when using a professional software solution as in most cases the it developed house private content management systems. This improves security as public content management systems such as WordPress are constantly under threat from hackers as they try to compromise the free source code.

• Another huge advantage of using professionally developed software in e-Commerce is that they will already support a huge range of different payment options for your customers. There are various carts – that only offer PayPal for payment by standard, and it can take a very long time to find plug-ins or figure out how to add other methods yourself. With professional software you can save time and possibly money as it is all included.


• Your e-Commerce venture might be a small time project and professional cart does cost money which you may not have. In this case you may have to make do with a free shopping cart solution. The good part of conducting business online is that after you have made profit with the free system you can reinvest your money to buy a professional package.

• You trust the developers to do everything they promise to ensure the best experience. It might be slightly difficult to use at first and you might have to spend some time getting used to the bespoke system. You also have to understand that you are vulnerable until patches are made if a security flaw is found.

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How to Change the MPI Node Address For a Siemens S7-300 PLC

I have seven Siemens S7-300 PLCs connected together using the MPI (Multi Point Interface) interface. The Siemens MPI protocol is used by Siemens PLCs to communicate with external devices. I want to rename each of the seven PLCs. Here are the steps to accomplish that task.

First, connect your MPI cable to the first PLC. I will be connecting my laptop to each PLC individually. Power up the PLC and open Simatic Manager. The "New Project" Wizard window will open. Just click Cancel to close the window. Now click the Accessible Nodes icon on the toolbar. A window will open showing the identification of the PLC you are connected to. My window is showing MPI = 2 (directly). Make a note of this address and close the window.

Next we need to download a hardware configuration to the PLC. This is where we will rename the PLC node address. There are probably a couple of different ways to do this – following is how I accomplish this. All seven of my PLCs are the same model; Therefore, I am using the same hardware configuration. For the obvious reasons, I want to give each a different MPI node address. I have a project file that contains all seven of my PLC programs and one hardware configuration file. I open the one hardware configuration file, and then double click Hardware in the right hand window. This will open the HW Configuration window. In this window you should see your PLC with its MPI address given.

Remember when we clicked the Accessible Nodes icon and saw MPI = 2 (directly)? My Hardware Configuration Window is showing a MPI address of 7. Place your mouse cursor on the 7 and double click. Your CPU Properties window will open. It should open to the General tab. Look down and you will see Interface Type MPI with an address of 7. Click Properties and the MPI interface Properties window will open. Using the pull down menu, choose your MPI node address and make sure the MPI (1) 187.5kbps is highlighted and click OK. You are now back on the CPU Properties window where you will see your address has changed. Click OK and you will go back to the Hard Ware window where you can verify your MPI node address has changed.

You will now click the Save and Compile icon and then click the download icon. The Select Target Module window will open. Click OK and the Select Node Address window will open. Here you will see the MPI node address you assigned earlier. You will need to click the View button right below this. You will see the current node address appear, this should be the same as what you saw earlier when you clicked the Accessible Nodes icon. Simply click on this number and you will see it appear in the MPI address slot under the Enter connection to target station. Click OK and the Download to Module window will open. Click OK and the Stop Target Modules window will open. Click OK and the "Do you want to start the module?" Window will open. Click Yes.

Now go back to the SIMATIC Manager window and click the accessible nodes icon. You will see your new MPI node address. You can see this same article with pictures at .

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Pick 3 Lotto Logix – What You Should Know

The primary goal of Lotto Logix is to present informational resources for many individuals who are interested in playing and winning in lottery. Lotto Logix locates and lists the best lottery websites having useful contents for players; determines the best possible methods and strategies for playing at the lowest cost; finding free lottery games and lists the vital factors a player needs for lottery software. If you want to learn about lottery games such as pick 3 Logix provides pertinent information, which may help you in terms of playing, betting, and winning.

Lotto Logix limits its lists of lottery websites into 1 or 2 links so that players can choose efficiently. The websites are grouped according to their functionality in terms of software, results, and information. More so, Lotto Logix provides information of every website including tips, news, articles, freeware, books, statistics, shareware, programs, software, predictions, wheeling systems, and wheels among others. Since Lotto Logix has the objective of winning the lottery, it also provides assistance for players who would want to do the same. It is undeniable that not everyone has answers or solutions to winning in the lottery. Thus, Lotto Logix hopes in bringing methods and strategies to fit into one tool that will effectively lead to lottery winnings.

Although some lottery players do not believe in the usefulness of lottery software for games such as pick 3 Logix believe that it can help in storing, tracking, and charting winning number combinations. Lottery software provides predictions that are useful in choosing numbers to bet. The software can provide 90% accuracy in terms of distribution of numbers as well as the winning numbers since it lets you import your wheeling system. You can wheel all the numbers in you Pick 3, 5, or 6 games as you are allowed to filter number combinations.

In terms of free lotto games, Lotto Logix locates and lists every free online lottery games with legit prizes and uses state drawings for the winning numbers. On the other hand, Lotto Logix does not list all the games specifically if the websites for such games advertise extremely. This is because Lotto Logix thinks that it is much better to separate them from other free online lottery games that do not advertise as much. As such, it plans on establishing a link-farm page specifically for games that employ pay-per-click advertising or those that employ sign-ups in order to cover for the page cost. However, Logix is not very enthusiastic in creating such additional page. This is because most of these kinds of sites have too much demand that seem outrageous or unbelievable for players.

If you want to improve your odds of winning in lottery games such as pick 3 Logix has determined that playing more tickets is the only efficient way. On the other hand, it has also determined that it is more possible for you to win lower tier prizes while waiting to with the grand prize. It is best to establish strategies that allow you to track specific events for possible winnings.

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Mortgage Loan Origination Software – 10 Functions of Mortgage Banking

Regardless of a mortgage lending organizations’ size, mortgage loan software, data security solutions and automation tools and services should be able to assist with mortgage loan automation requirements. In today’s chaotic mortgage lending environment origination and document security systems need to be easily configured to emphasize a company’s special needs and increase efficiencies across all aspects of the loan origination process, allowing lenders to increase quality and productivity.

Technology-driven automation is the key to succeeding in the increasingly complex, deeply scrutinized mortgage industry. Web-based (Software-as-a-Service), Enterprise mortgage software that supports the ten primary functions in mortgage banking will provide lenders with the necessary competitive advantages to succeed in today’s mortgage industry.

Ten Primary Functions in Mortgage Banking

  1. Mortgage Web site design, implementation, and hosting to provide product, service, loan status, and company information to mortgage customers and business partners
  2. Online loan applications for gathering information from borrowers and business partners that issue loan terms, disclosures, and underwriting conditions
  3. Loan origination software for managing loan data, borrower data, property data, general status reporting, and calculations
  4. Interface systems to send and receive data from real estate service providers, such as credit reports, flood determinations, automated underwriting, fraud detection, and closing documents
  5. Internal automated underwriting system that is simple enough for originators and sophisticated enough for underwriting portfolio loan products
  6. Document generation for applications, upfront disclosures, business processes, and closing documents
  7. Integrated imaging that is used from loan origination to investor delivery and for file archiving
  8. Interest rate and fee generation along with program qualification guidelines
  9. Secondary marketing data tools to track loan revenue and investor relationships, including warehouse line management and interim servicing to complete the back-office system
  10. Reporting such as loan delivery, year-end fee reporting, and HMDA reporting for loan application disposition

Web-Based, enterprise mortgage software that supports the ten primary functions of mortgage banking simplifies compliance, maximizes operational efficiencies, and increases profitability.

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